Joseph E. Wold, Jr., Majority Principal

Joseph E. Wold, Jr. President, Managing Partner and majority principal of Veterans Capital, is a decorated Vietnam Veteran with over 35 years experience in the commercial banking and leasing community. Prior to forming Veterans Capital, Mr. Wold was the former President of Gulf Pointe Capital, LLC, a venture leasing firm and the Vice President, Credit and Operations, of American International Group (AIG) with nearly $500 Million in leased assets. He also has served as a Vice President of Societe’ Generale Bank, NY Leasing Division and as a Vice President of Capital Associates International, Inc. Mr. Wold holds a BS degree from Jones College and did his Masters work at the State University of New York, Stony Brook.

David G. Pendell, Director

David G. Pendell, Director and Managing Member, brings over 40 years of managerial, investment and business experience to the Executive Group of Veterans Capital. He has been a successful businessman in the various fields of printing and technology. Mr. Pendell is the major principal of Advanced Stage Capital, LLC and has been a sound investor in emerging growth companies and has a proven track record in alternative investments. Mr. Pendell holds a BS degree from Central Michigan University.

Tracy V. Ricard, Director

Tracy Ricard, Director, brings over 15 years leasing and business experience to Veterans Capital’s investment committee and is currently the President of Garic, Inc., a New York based equipment leasing and technology company. Mr Ricard holds an international BA degree from the International Institute, Den Haag, Holland and speaks six languages fluently.

Samuel Cubac, International Advisor

Samuel Cubac brings over 30 years of US and International experience in financial services and early stage investing. Mr. Cubac is a former CFO of a $1.0 Billion insurance subsidiary and an honor graduate of St Johns University.

William J. Knowles, Real Estate Special Advisor 
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William J. Knowles is a Navy Veteran with over 20 years in the real estate and commercial finance sector. Prior to joining Veterans Capital, Mr. Knowles was the Managing Director of a private real estate investment banking service firm. Over the course of his career, he has developed funding relationships with both Regional and Global Banks to Government Agencies. Mr. Knowles is a graduate of Naval Special Warfare’s Basic Underwater Demolition /Seal Training and served as a member of SEAL Team One. 

Vicky Pendell, Finance-Administration

Vicky Pendell is excited to be part of the Veterans Capital Corp team and brings with her twenty years experience in administration, finance and management.